Introducing Our Cookie Policy
The National Foreclosure Settlement is dedicated to your privacy and security. As America’s comprehensive foreclosure justice resource and advocate, we want you to know how we collect, use, and protect your information. As part of our transparency, our Cookie Policy details the usage of cookies and other tracking technologies on our website to enhance your site experience, maximize service functionality, and comply with privacy-related legislation. Whether you are a homeowner looking for help and guidance or a legal professional seeking information on the National Foreclosure Settlement, we want you to know how your information is used when you visit https://nationalforeclosuresettlement.com/.
What Is a Cookie?
Cookies are data files that are placed on your device (such as your computer, tablet, or mobile telephone) when you visit a website. Cookies are commonly used throughout the internet to help websites work properly, remember preferences and information, analyze information about site performance, and provide customized content. Cookies are used for a range of purposes, including keeping you logged into a site through a session or tracking how visitors use our resources. At National Foreclosure Settlement, we mainly use cookies in order to provide our users with a seamless, secure, and convenient online experience.
Categories of Cookies We Use
For a personalized experience, we serve the following types of cookies on the National Foreclosure Settlement website:
- Necessary Cookies: Required for basic website functionality. These help to perform core functions such as page navigation, accessibility to secure areas of the site, and display of certain content. Without these, the site cannot work correctly.
- Performance and Analytics Cookies: These help us receive information on how our website is being used. Through these cookies we can monitor page views, downloads of resources, and referrals to determine how visitors navigate through our site. This information is collected as aggregate and anonymized data for use by White & Case to improve performance and the content we provide.
- Functionality Cookies: These allow our website to remember choices you choose to make. For example, your language selection, region, and webinar/event booking preferences. These cookies are active in providing a better experience through personalization with the resources provided.
- Targeting/Advertising Cookies: While National Foreclosure Settlement does not serve third-party advertising content, we may use cookies to assess the effectiveness of a direct outreach campaign such as a newsletter signup or webinar registration completion. This helps National Foreclosure Settlement determine if such correspondence is reaching users at the right time and that we’re providing information aligned to our users’ needs.
Use of Cookies on Our Website
Cookies are an integral part of how National Foreclosure Settlement provides you with high quality, secure, and relevant content. We use cookies to:
- Keep the website running smoothly and reliably, with less downtime or instance of error from browser or software bugs.
- Remember preferences and login status for repeat visitors, so they don’t have to keep entering information.
- Analyze how users interact with our articles, guides, and webinars across the website so that we can continue to improve the quality of our content, its relevance, and accessibility.
- Track engagement and efficacy of our outreach activities, such as email campaigns and event attendance.
- Ensure your security and secrecy by detecting fraud or unauthorized/ill-intentioned access to protected portions of the website.
We always make sure that our use of cookies meets the requirements of privacy, transparency, and enabling consumers.
Third-Party Cookies
Sometimes, third-party service providers (such as analytics software or webinar hosting services) that have content embedded on our website may place cookies directly on your device when you interact with those features. As an example, National Foreclosure Settlement uses a third-party service such as Google Analytics to help us understand the use of our site by analyzing user behavior and services such as Zoom or GoToWebinar to host live events. Those providers may use cookies to gather information about your device, browsing history, or your interaction with those interactive features.
National Foreclosure Settlement only partners with reputable providers who are known for maintaining high privacy standards. We do not allow third-parties to use cookies for advertising or data reselling. To find out more about how third-party cookies work, please review the privacy policy of our third-party service providers.
Your Control Over Cookies
You control your cookie preferences. You can set or amend your web browser controls to accept or refuse cookies. Many web browsers can be set to block cookies, or to alert you if cookies are being sent. If you choose to block cookies, you may not be able to use some features or functionality of our websites. We track which pages you access on our websites in order to determine what content is of most interest to you and others.
In addition, the leading browsers provide tools to enable you to do the following:
- Viewing and deleting cookies
- Managing cookie preferences
Please note that if you disable essential cookies, certain features or functionalities may no longer be available (e.g., secure member login, ability to retrieve an account password, and event registration).
If you would like to opt-out of analytics tracking, you can do so by installing browser add-ons or selecting privacy controls provided by leading platforms. For example, Google provides an opt-out browser add-on for Google Analytics. Our site also employs a cookie consent banner. You have the option to accept or reject non-essential cookies upon first visit.
Data Collected by Cookies
Cookies may collect a range of information, including:
- Device information such as the type of device used, operating system, and browser type
- IP address (anonymized information where possible)
- Pages visited, time spent on the site
- Resources accessed or downloaded
- Preferences such as language, event participation, and tailoring content
- Referral source (how you got to our website)
We never use cookies to gather sensitive personal information such as your name, financial information, or contact details unless you provide this information to us voluntarily and using secure forms. All information collected via cookies is handled in accordance with our general Privacy Policy and relevant data protection laws.
Duration and Lifespan of Cookies
Session Cookies – These are temporary cookies that are deleted when you close your browser. These cookies support site functionality during the session, such as keeping you logged in or advancing event registration.
Persistent Cookies – Persist on your device for a set period or until manually removed from your browser. The persistent cookies help us remember your preferences and improve upon your experience from a previous visit.
At National Foreclosure Settlement, we configure cookie durations based on their level of functionality. Most persistent cookies have a duration of 6 to 24 months, consistent with industry best practices. You can manually clear cookies at any time via your browser settings.
Your Rights and Privacy Options
As a user of the National Foreclosure Settlement website, you have a right to know about our use of your personal information and to have control over what information you provide. You may request to see any information collected through the use of cookies or you may ask for it to be changed or deleted at any time. We will comply with such requests in a timely fashion in accordance with applicable privacy laws.
We will not sell or rent cookie type data to other companies. All information will be used only for the purposes of improving our services, including enhancing our ability to deliver foreclosure justice by providing our members with information they can use to make informed decisions about their current state of foreclosures.
Compliance with Privacy Laws
National Foreclosure Settlement clearly has high standards for data protection and privacy compliance. Our cookie policies are drafted to comply with all relevant U.S. laws, such as the California Consumer Privacy Act (CCPA) and other state-specific privacy compliance requirements. We also look at international privacy issues to ensure that we take into account best practices as determined by international activity.
If you have specific questions about compliance or privacy rights, our attorneys are available to provide authoritative advice.
Contacting Us About Cookies
If you have any questions, concerns, or comments about the Cookie Policy or our use of cookies and tracking technologies, please contact us using the information set forth below. Our experienced legal team wants to ensure that your privacy concerns are addressed satisfactorily and that your experience on our website will be safe and secure.
- By mail:
Address: 333 Washington Ave SE Ste 18 Minneapolis MN 55455 - By phone:
Phone: (612) 578-3198 - By e-mail:
E-mail: [email protected] - Or, you can contact us by filling out the contact form at Contact Us. We’ll try to respond within two business days.
Modifications to Our Cookie Policy
The online world constantly changes, and so does our work towards your privacy. National Foreclosure Settlement may periodically revise this Cookie Policy to keep up with changing technology, legal obligations, or changes in the way we do business. We encourage you to revisit this page often to familiarize yourself with the things cookies do in the background and how they apply to your use of our website.
When we significantly change our Cookie Policy, we will let users know via updates posted on our website or in our newsletter. Continuing to use our website after changes have been made is considered acceptance of the revised policy.
Putting You in Control
At National Foreclosure Settlement, we know that knowledge is power-both for exercising your right to face foreclosure with informed confidence and protecting your personal information from misuse. Our Cookie Policy is a part of our commitment to respect your rights, ethical practices, and providing you with the information you need to dig in and explore our resources, attend our free and informative webinars, or connect with one of our attorneys for one-on-one legal support.
To keep abreast of all privacy news, foreclosure updates, and new events, register for our free newsletter. Take the first step toward foreclosure justice with confidence that you are protected every step of the way.