National Foreclosure Settlement

Terms of Use

Welcome to the Terms of Use for National Foreclosure Settlement

We appreciate you visiting the website (https://nationalforeclosuresettlement.com/) of the National Foreclosure Settlement. As your full-service foreclosure justice center, we are pleased to offer you trusted information, authoritative insight, sophisticated resources, and compassionate services for homeowners across the U.S. These Terms of Use for use on the Internet (“Terms”) govern your use of the website and its features (the “Site”) or any resources, Services (as defined below), programs, applications, tools, or other materials offered on or through the Site. By accessing or using the Site or any Service offered on or through the Site, you accept and agree to comply with all of these Terms. If you do not accept and agree to all of these Terms, please stop accessing or using our Site and Services.

Overview of the National Foreclosure Settlement

Started in 2023, National Foreclosure Settlement is a nonprofit organization whose mission is to provide information and understanding of foreclosure rights across the United States. Our expert team, which includes former Department of Justice attorneys and experienced advocacy professionals, provides legal advice guides, webinars, and breaking news to educate both homeowners and legal professionals about foreclosure-related issues they may face. Our national coverage and focus on fairness and justice ensures that we are a trusted source in providing relief for those affected by wrongful foreclosure practices.

Agreement to Terms

By accessing, browsing, or using the website, resources, or any of the services (collectively, the “Services”) provided by National Foreclosure Settlement, you, on behalf of yourself and any organization or other person you represent (if any), acknowledge that you have read, understood, and agree to abide by these Terms of Use and our Privacy Policy (collectively, the “Agreement”), as well as all applicable law and regulation. These Terms are a legally binding contract between you and National Foreclosure Settlement. If you are accessing or using the Services for an organization (for example, a corporation or governmental entity) or another person (other than yourself), you represent that you have authority to bind such organization or person to this Agreement.

Modifications to Terms

National Foreclosure Settlement reserves the right, at any time in its sole discretion, to update and revise these Terms or portions thereof. Such changes are effective upon posting to this website. You should review these Terms periodically. Your continued use of the website or services following changes posting is construed as your acceptance of those changes.

Eligibility and Responsibilities of Users

The National Foreclosure Settlement website and services are available solely for citizens of the United States who are at least eighteen (18) years of age or older. By using our website, you represent and warrant that you are eighteen (18) years of age or older and meet the criteria set forth above. You agree to make appropriate use of our resources, abide by all applicable law and regulation, and provide true, accurate, current, and complete information as requested. User is solely responsible for maintaining the confidentiality of account information and for all activities within User’s account.

Services

  • Free informational resources, articles, and instructions on foreclosure rights and processes.
  • Legal consultations from experts to analyze individual cases and provide advice.
  • Webinars and workshops facilitated by experienced legal professionals, with both free-of-charge and priced options.
  • A subscription newsletter providing legal tips, event announcements, and updates about the Eastern Mortgage and loan balance settlement.

Availability of all services may be contingent on registering or paying a fee. All fees or registration requirements will be clearly communicated before services are received.

Account Registration

STIPULATION OF CONSENT: To access certain parts of the site or the services, you may need to create an account. You agree that when you set up an account you will provide only truthful and accurate information and keep such information updated as appropriate. You are responsible for maintaining the security of your password and you agree not to give others access to the site using your name. You must notify us promptly, at [email protected], if you become aware of any unauthorized use of your account by anyone. National Foreclosure Settlement shall not be responsible for any loss or damage that results from any unauthorized use of your account.

Payments, Billing and Collections

We may charge fees for some of the services we offer, such as certain types of legal advice and consultation, webinars, or other seminars or member workshops. We will disclose our fees and terms applicable to payment in advance, before you engage us. You may pay us by major credit card (Visa/Mastercard, etc.) via a secure website, or by other secure methods. Any payments are subject to our Refund Policy. We refund fees in the event of an overpayment, cancellation before providing the service, or in the event of a service error or system error. For more detailed information regarding fees and refund policies, please contact us.

Ownership Rights

All content included in or made available through the National Foreclosure Settlement website, including but not limited to text, graphics, logos, icons, images, video clips, and software, is the exclusive property of National Foreclosure Settlement or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws. You may view content on the National Foreclosure Settlement website for your individual use only and may download content from such website for your individual use only. Any other use, including the reproduction, modification, distribution, transmission, or publication of any content, is strictly prohibited without our prior written permission.

Authorized Uses of Website and Services

  • Use the website and services only for lawful purposes and in accordance with the Terms.
  • Do not use the website or services in any way that violates federal, state, local, or international law or regulation.
  • Do not engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the website or services, or which may harm us or the users of the website and services or expose them to liability.
  • Do not use the website and services in any manner that could disable, overburden, damage, or impair the website and services or interfere with any other party’s use of the website and services, including their ability to engage in real time interactions.
  • Do not attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the website and services, the server on which the website and services is hosted, or any server, computer, or database connected to the website and services.
  • Do not use any robot, spider, or other automatic device, process, or means to access any part of the website and services for any purpose, including monitoring or scraping.
  • Do not use any manual process to monitor or copy any part of the website and services for any purpose without our prior written consent.

Unauthorized Use

  • Do not upload, post, or transmit any content that is unlawful, defamatory, obscene, abusive, threatening, or otherwise objectionable.
  • Do not use our website or services to harass, abuse, or harm another person or group.
  • Do not upload, post, or transmit any software virus, worm, or other destructive code.
  • Do not attempt to circumvent or violate any security or authentication measures.
  • Do not reproduce, duplicate, copy, or exploit any portion of our website or services for commercial purposes without express written consent.

Third Party Content

Our site may contain links to third party websites, resources, or services which are not affiliated with or under the control of National Foreclosure Settlement. Any such link or reference should not be considered an endorsement by National Foreclosure Settlement of the site or content providers. National Foreclosure Settlement is not responsible for the content, privacy policies, or practices of any third-party sites. You and we agree that you will hold National Foreclosure Settlement harmless from and against any loss or damage suffered as the result of your use of or reliance on any third-party content or websites.

No Legal Advice

The articles, guides, and other information about the National Foreclosure Settlement (“Settlement”) appearing on this site are for general informational purposes. They are not intended to constitute and should not be considered legal advice. As laws and regulations change, or as you have unique personal circumstances, legal advice should be sought from your own counsel rather than relying on any external source including our websites. No guarantee can be made regarding any reliance on any article, guide, or any information contained herein pursuant to our Terms of Use.

No Attorney-Client Relationship

Submitting through this contact form, accessing or using the National Foreclosure Settlement website, or subscribing to our newsletter, blog, and/or registering for a webinar does not establish an attorney-client relationship between you or any of us at National Foreclosure Settlement LLC. An attorney-client relationship can only be formed with us through a written engagement agreement signed by you and one of us following a formal client consultation process. Do not submit confidential or sensitive information to us or through our contact forms until such time as an attorney-client relationship has been established.

User-Provided Content and Submissions

You might submit, on occasion, questions, comments, testimonials, or other content to National Foreclosure Settlement. By submitting such content, you grant us a perpetual, non-exclusive, worldwide, royalty-free license to use, reproduce, modify, adapt, publish, and distribute such content in connection with the website and our services. You warrant that you own or otherwise have the right to submit such content and that such content does not violate the rights of any third party. We reserve the right to remove or deny access to any user content at our sole discretion.

Privacy Statement

Your privacy matters to us. Our collection and use of personal information is governed by our Privacy Policy. Use of the Site and our Services signifies that you assent to the collection and use thereof as described in the Privacy Policy. Contact us at [email protected] with questions or comments regarding the Privacy Policy.

Site Security Practices

We make reasonable efforts to ensure the security and integrity of your information and our website, but no transmission or electronic storage is entirely secure. While we seek to use commercially acceptable means to protect your Personal Information, we cannot guarantee its security. You are responsible for using strong passwords and protecting your login credentials. We ask you to notify us immediately if you become aware of a security breach.

Disclaimers and Limitation of Liability

The National Foreclosure Settlement website and its services are offered on an “as is” and “as available” basis. To the fullest extent permitted by law, National Foreclosure Settlement makes no representations or warranties, express or implied, that the website and services will be uninterrupted, free from viruses or other harmful components, or error-free. National Foreclosure Settlement expressly disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose, accuracy, title, or non-infringement. National Foreclosure Settlement disclaims any responsibility or liability for any damages, direct or indirect, special, incidental, or consequential, arising out of any use of the site by you, even if Foreclosure Settlement has been advised previously of the possibility of such damage.

Indemnification

You indemnify, defend, and hold National Foreclosure Settlement, its directors, officers, employees, partners, affiliates, and agents harmless from all claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising out of or in connection with your use of the website or services; or your violation of the Terms or the rights of any third party.

Termination of Access

We reserve the right to suspend, restrict, or terminate your access to the website or any services, at any time and in our sole discretion, with or without notice, for any reason, including but not limited to breach of these Terms or suspected fraudulent or illegal activity. Termination hereunder shall be effective immediately. Generally, provisions of these Terms that by their nature are intended to survive termination will survive termination (e.g., ownership, disclaimers, limitations of liability, and indemnity).

Website Availability and Changes in Service

National Foreclosure Settlement will attempt to make our website and services available continually; however, the National Foreclosure Settlement may modify, suspend, or discontinue any aspect of our website or services at any time, temporarily or permanently, with or without notice to you. National Foreclosure Settlement is not liable to you or any third-party for any modification, suspension, or discontinuance of our website or services.

Feedback and Suggestions

We welcome input and suggestions to our website, resources, or services. With your feedback submitted to National Foreclosure Settlement, you are granting us permission to use your comments or suggestions without any obligation to compensate you. We appreciate constructive feedback and frequently evaluate user feedback received to improve our services.

Governing Law and Venue

These Terms of Use are governed by and construed in accordance with the laws of the State of Minnesota and the United States without regard to conflict of law principles. Any dispute arising under these Terms or relating to your use of the website or services herein shall be brought exclusively in the state or federal courts located in Minneapolis, Minnesota and by using our website you consent to such courts’ jurisdiction and venue.

Resolution of Disputes

In the event of any dispute, claim, or controversy relating to or arising out of these Terms, or your use of the website or service, you agree to make a good faith effort to first informally resolve the matter by communicating with us at [email protected]. If the matter is not resolved through this informal process within thirty (30) days, either party may resolve the issue through binding arbitration in Minneapolis, Minnesota, pursuant to the rules of the American Arbitration Association. You consent to waive all right to trial by jury or class action.

Foreign Use

We are based in the United States and this website is published for use by users in the United States. The website may not be viewed by, and may not be legal in, jurisdictions from which we block access to the website’s content or services. Users who access the website from such jurisdictions do so at their own risk and are responsible for compliance with local laws.

Children’s Online Privacy and Use of Website

Our website and services are not intended for children under the age of 13. We do not knowingly collect personal information from children under age 13. We will take reasonable steps to delete personal information of children under age 13 that we obtain in the event that we learn that we have collected or received such information inadvertently. We encourage parents or guardians who have reason to believe that we have collected personal information of a child under the age of 13 to contact us at [email protected].

Accessibility Statement

National Foreclosure Settlement is committed to ensuring that our website is accessible to all users, including people with disabilities. We attempt to adhere to best practices and relevant standards in this area. If you experience any accessibility barriers or have any problems accessing this site please contact us at [email protected] or (612) 578-3198. All feedback is welcome as we aim to improve accessibility.

Newsletter Subscriptions

By subscribing to this blog, you agree to receive periodic e-mail updates, news items, tips, success stories, and event invitations from us. You may unsubscribe from these updates at any time by following the instructions contained in any e-mail that you receive from us or by sending an e-mail to [email protected]. We do not otherwise sell or share your e-mail address or other personal information with third parties except as described in our Privacy Policy.

Webinars and Workshops

Participation in webinar/workshops related to the National Foreclosure Settlement is on an RSVP basis and may involve an applicable fee. By submitting your entry information you are certifying its accuracy and agreeing to and accepting any event-specific registration rules, terms, conditions, and guidelines. Any provided recording or materials for events of this kind should be considered as stating that they are the exclusive property of the authorized employee(s) or agent(s) of the company/agency, for your sole use. You agree that any such recording or materials shall not be published, reproduced, displayed, or distributed without our permission. We reserve the right to refuse participation to anyone we believe is disrupting events or violating our Terms.

Cancellations and Refunds

Registration for a free or paid service, consultation, or event may entitle you to a refund under our Refund Policy. You must submit your refund request in writing via email to [email protected] within seven (7) days of the scheduled service, consultation, or event. We will grant you a refund in advance of service, event cancellation, or service error only. We will deny refund requests failing to comply with these requirements.

Contacting the Settlement

Questions regarding these Terms of Use, to submit a violation report, or to obtain further information may be submitted to the National Foreclosure Settlement using the following contact information:

Our staff is prepared to assist and address inquiries in a timely manner.

Severability

Any term of these Terms found as invalid, unlawful, or unable to be enforced by a court of competent jurisdiction will, thus, be enforced to the maximum extent possible and the remaining terms or portions of these Terms shall continue to be in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any other policies or guidelines posted on the website, constitute the entire agreement between you and National Foreclosure Settlement regarding your use of the website and services. Any prior agreements, representations, or understandings are superseded by these Terms.

No Waiver

No waiver by National Foreclosure Settlement of any provision of these Terms shall be deemed to be a further or continuing waiver of such provision or any other provision, and any failure to enforce any right or provision by National Foreclosure Settlement shall not be deemed to be a waiver of any right or provision.

Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. National Foreclosure Settlement may assign or transfer these Terms, in whole or in part, at any time without notice or your consent.

How to Stay Up to Date

We encourage you to keep up to date on changes to these Terms and other updates by subscribing to our free newsletter. To sign up for the newsletter, go to https://nationalforeclosuresettlement.com/ and read current articles posted there, download our how-to guides, and learn about upcoming events. If you would like personal assistance, complete our website contact form or email or call us at [email protected] or (612) 578-3198.

This is the first step toward home foreclosure justice

The National Foreclosure Settlement is committed to putting homeowners first, and doing all we can to advance the cause of justice when it comes to foreclosures in America. When you utilize our services, you join a community of caring consumers working towards knowledge, advocacy, and positive legal solutions. Thank you for trusting us, and for allowing us to be with you on this journey toward foreclosure justice.